Takaful Emarat – Insurance (P.S.C.), a leading Shariah-compliant provider of life and health insurance in the UAE, has announced strong financial results for the full year 2025, reinforcing its position among the country’s top takaful insurers. The company’s performance reflects the continued success of its strategic transformation initiatives, disciplined underwriting approach, and focus on achieving sustainable long-term growth.
For FY2025, the company reported a significant increase in Takaful revenue, which rose to Dh610.9 million, representing a 45% growth compared to Dh420.3 million in 2024. Profitability also improved considerably, with net income before tax climbing 50% to Dh19.7 million. This growth was driven by effective cost management and stronger underwriting performance.
Takaful Emarat’s financial position remained solid, with total assets increasing by 12% to Dh1.078 billion, up from Dh959.8 million in the previous year. Total equity grew by 9% to Dh177.5 million, reflecting continued value creation for shareholders and enhanced financial stability. Earnings per share (EPS) also recorded a strong increase of 45%, reaching 0.077 compared to 0.053 in 2024, indicating improved returns for investors.
Commenting on the results, Chairman Dr. Noor Aldeen Atatreh said the company’s performance demonstrates the effectiveness of its transformation strategy and its commitment to delivering sustainable and profitable growth. He highlighted the company’s ongoing focus on strengthening financial resilience, improving operational efficiency, and offering innovative, customer-centric solutions aligned with Shariah principles.
The company’s emphasis on digital transformation, automation, and service excellence has significantly enhanced customer experience, expanded its partner network, and strengthened its competitive position in the UAE insurance market. These initiatives continue to play a key role in driving operational improvements and business growth.
Chief Executive Officer Adnan Sab’a El Aish stated that the strong results reflect the dedication of the company’s team, as well as the trust and support of its customers, partners, and shareholders. He added that Takaful Emarat will continue to invest in technology, innovation, and product development to drive long-term value and further strengthen its leadership in the Shariah-compliant insurance sector.
Takaful Emarat reaffirmed its commitment to sustainable growth while maintaining high standards of governance, transparency, and ethical practices, which remain at the core of its operations and brand identity.